Legal Databases and other Online Resources on Debtor-Creditor Law
Norton's Bankruptcy Law and Practice on WestlawNext (log in required)
LexisAdvance: Collier on Bankruptcy, 16th edition (log in required)
HeinOnline Field Search for Law Review and Law Journal articles: Use "Text" boxes for keywords, highlight Subject: Bankruptcy. (Log in required)
Bloomberg Law - Practice Center: Bankruptcy (log in required)
United States Courts - Bankruptcy website, including Bankruptcy Basics, Bankruptcy Forms, and Bankruptcy Resources.
Federal Trade Comm'n: "Consumer Information on Reverse Mortgages"
Federal Trade Comm'n: "Housing Counselors: How to Help People Avoid Reverse Mortgage Missteps"
WestlawNext's 50 State Statute Survey on Reverse Mortgages (log in required)
Federal Bankruptcy Statutes and Forms, South Dakota Exemption Statutes
Bankruptcy law and issues apply to all adult age levels with relatively equal force and application. With regards to a debtor over 65, the focus is on protecting social security benefits, residences and personal property from the reach of creditors. In addition, a retiree may find his or her medical benefits cut when a former employer files for bankruptcy.
11 U.S.C Section 522(b)(2) - South Dakota has "opted out" of the federal exemptions.
11 U.S.C. Section 522(d) - federal exemptions
11 U.S.C. Section 1114 - special protections for retiree medical benefits
2. South Dakota state exemptions
Other State Exemption Laws
50 State Statute Survey - Property Exemptions from Debt Collection (Homestead, Wages, Motor Vehicle and Personal Property) (log in required)
50 State Statute Survey - State Bankruptcy Exemptions (Retirement Plans) (log in required)